Independent Insurance Broker Serving Illinois, Florida & Arizona

RRIA Insurance is an independent insurance brokerage based in Barrington, Illinois. Rich compares plans from all major carriers to find the best coverage for individuals, families, seniors, and small businesses across Chicagoland IL, Florida, and Arizona. Consultations and quotes are always free.

Coverage for Every Stage of Life

RRIA Insurance offers four core coverage types tailored to your life stage and budget.

  • Health Insurance Under 65: ACA marketplace plans, PPO options, and short-term coverage for individuals and families in Illinois, Florida, and Arizona. Compare plans and enroll online.
  • Medicare Plans: Medicare Supplement (Medigap), Medicare Advantage, and Part D prescription drug plans for those 65 and older. Call (847) 274-6815 for a personalized Medicare consultation.
  • Group Medical Plans: PPO group health coverage for small businesses in Chicagoland and beyond. Employees get access to a broad network with employer-sponsored benefits.
  • Dental & Vision: Affordable individual and family dental and vision plans through Ameritas. Enroll online at myplan.ameritas.com.

Why Choose RRIA Insurance?

As an independent broker, RRIA Insurance is not tied to any single insurance company. Rich shops the entire market to find the plan that fits your needs — not the carrier's bottom line.

  • Independent and unbiased — we compare all major carriers
  • Licensed in Illinois, Florida, and Arizona
  • No cost to you — broker fees are paid by the carriers
  • Personalized guidance from a local expert
  • Over 20 years of insurance experience

Medicare Coverage Explained

Turning 65 or already on Medicare? RRIA Insurance helps you navigate Medicare Supplements, Medicare Advantage plans, and Part D drug coverage. Rich walks you through every option so you choose the plan that covers your doctors, prescriptions, and budget.

  • Medicare Supplement (Medigap) plans to cover gaps in Original Medicare
  • Medicare Advantage (Part C) all-in-one plans with extra benefits
  • Part D prescription drug plans from all major carriers
  • Annual enrollment review to make sure your plan still fits

Contact RRIA Insurance

Call Rich at (847) 274-6815 or email Rich@rria.me. Located at 777 Lake Zurich Road, Suite 110i, Barrington, IL 60010. Office hours: Monday through Friday, 9 AM to 5 PM.

RRIA InsuranceIndependent Insurance Brokers

Coverage for Every Stage
of Life

From individual health and dental plans to Medicare and Group Medical coverage — RRIA Insurance shops every major carrier to get you the best plan at the best price.

Thousands of clients served
All major carriers
Happy family protected by RRIA Insurance

Now Available

Group Medical Plans for Individuals & Families thru RRIA

NEW

Why Choose RRIA

RRIA Insurance
"We shop every major carrier so you don't have to."

As independent brokers, we have no loyalty to any single carrier. Our only loyalty is to you — finding the plan that delivers the most value for your specific situation.

RRIA Insurance consultation

All Major Carriers

We work with every top-rated carrier so you always get the widest selection and most competitive pricing.

No Cost to You

Our broker services are completely free. We are paid by the carriers — your quote costs nothing.

Ongoing Support

We don't disappear after enrollment. We're here for annual reviews, plan changes, and any questions.

100%Independent & Unbiased

We are never tied to one carrier. Every recommendation is based solely on what's best for you.

Senior couple enjoying retirement with Medicare coverage

For Seniors 65+

RRIA Insurance

Medicare Made Simple by RRIA

Navigating Medicare can feel overwhelming — Supplements, Advantage plans, Part D drug coverage. We simplify every option and help you choose the right plan for your health needs and budget.

  • Medicare Supplement (Medigap) Plans
  • Medicare Advantage (Part C) Plans
  • Part D Prescription Drug Plans
  • Annual plan reviews at no cost

Client Stories

What Our Clients Say

Real people. Real coverage. Real peace of mind.

"Rich saved our family over $400 a month by switching us to a plan we never would have found on our own. He walked us through every option and made sure we understood exactly what we were getting."

S

Sarah M.

Barrington, IL · Health Insurance (Under 65)

"I was completely lost when I turned 65 and had to figure out Medicare. Rich explained everything clearly, compared all the supplement plans, and helped me enroll in the right one. I couldn't have done it without him."

R

Robert K.

Naperville, IL · Medicare Supplement

"As a small business owner, finding affordable group coverage for my employees felt impossible. Rich found us a PPO plan that actually works for our team and fits our budget. Highly recommend."

J

Jennifer T.

Scottsdale, AZ · Group Medical Plans

"I've worked with big insurance companies before and always felt like just a number. With Rich, I get a real person who picks up the phone and actually knows my situation. That means everything."

D

David L.

Naples, FL · Medicare Advantage

RRIA Insurance

Free, No-Obligation

Ready to find your best plan?

Tell us a little about yourself and we'll compare plans from all major carriers — at no cost to you.